Cash is always king, and most retailers, funeral homes no exception, may offer generous discounts for cash payment prior to the time of service. However, for those of us who are not as fortunate to have large amounts of cash readily available, many funeral homes accept credit cards. Most credit card companies, by the way, are willing to extend the credit card holder’s credit limit in light of such exigent circumstances as a death. Funeral homes, much like other businesses, will accept checks and may immediately verify their fundability through notification of the payor’s bank. Some funeral directors are willing to accept Insurance Policy assignments where the policy, amount, and beneficiary can be verified. Today’s Insurance Companies have streamlined payouts so that the funeral director waits only days instead of weeks (or months) for payment.

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